Financial Policy

It is our belief that healthcare professionals and their patients, not insurance companies, should make treatment decisions. That is why our practice has chosen not to participate with any insurance plans except for Medicare. We do not want to compromise the level of quality care that we are committed to providing.

Out-of-Network Insurance: (All insurance plans except Medicare)

We are an out-of-network provider, which means that we do not participate directly with your health plan. As a courtesy, we will submit a claim to your carrier for reimbursement. Most Traditional, PPO, and POS plans have optional “out-of-network” benefits that provide coverage for psychological sessions. Unless you have an HMO, you will likely be covered for a significant portion of our services. Please contact your insurance company for a more detailed explanation of your benefits.

Medicare: The Morris Psychological Group is a participating provider with Medicare. No payment is required at the time of service. We will submit your Medicare claims and will send you a bill if you are responsible for any coinsurance, annual deductible, or for non-covered services. Please be sure to bring your Medicare card with you to the appointment. All secondary insurance will be submitted directly to your insurance carrier.